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The Home Buying Process

 

Buying a home is a major endeavor and enjoying a successful real estate transaction requires knowledge and experience of your Realtor. One of the best ways to make the home buying process flow easier is to become better-acquainted with your options and clearly define your goals. Understanding the reasons you want to buy, and what you want to accomplish in your move, will go a long way towards shaping your plans and improving your results.  

 

Consider Some Reasons Why You Should Own A Home 

 

To assist you, we created a comprehensive home buying guide that walks you through each step in the buying process, with personalized guidelines and worksheets that will help us find a home well-suited to your needs.  

 

Whether you're buying your first home, or your tenth, we will treat each one with special care. We know how important this is to you, and we have the experts to make sure we find the perfect property for your unique circumstances.  

 

It doesn’t matter if you're looking for a $100,000 home or a million dollar one--we know the market and love real estate, and we'll educate you throughout the buying experience. Location isn’t a problem either. Although we specialize in Plano, Frisco, McKinney, Allen, Prosper and North Dallas, we cover the entire Dallas/Ft. Worth metroplex. We will match you with the perfect experts that will partner with you and I all through the transaction--from the mortgage lender to the inspector, all the way to the closing table.  

 

Geni Manning is involved in many aspects of the real estate business and is highly regarded by her peers and local builders. She understands the importance of making a sound investment and is thoroughly informed of the current market. Due to Geni’s vast experience as a Realtor, former builder and interior decorator, she is a trustworthy source of information for homebuyers. 

 

 

Making an Offer

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When buying a home, it’s important to think carefully about your offering price—but also your offering terms. Most purchase offers define both. And in some cases, terms and conditions can represent thousands of dollars in additional value for buyers—or additional costs.

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Some buyers mistakenly believe there is a predetermined formula for offers—that offering prices should be X percent lower than the seller’s asking price or the amount they are really willing to pay. In practice, your offer price actually depends more upon the basic laws of supply and demand. If many buyers are competing for homes, then sellers will likely get full price offers and sometimes even more. If demand is weak, then offers below the asking price may be in order.

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Legal Issues of Buying a Home In Texas 

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Selling a home is a lengthy process that may involve navigating a number of local, state, and federal laws. Your Realtor is an expert who can guide you through all legal concerns that pertain to the transaction. 

 

 

OFFER CONTINGENCIES 

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After the buyer has presented an acceptable offer, you have tasks to perform and options to protect your interests in the deal. In Texas, the three standard contingencies are:  

 

Financing Contingency 

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Before the sale is considered final, the buyer must provide proof that they have secured a loan towards the purchase. This contingency allows the buyer to rescind their offer if financing does not materialize, and their earnest money refunded. 

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Inspection Contingency  

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The buyer is allowed to procure a licensed home inspector at their own cost--This is done during the ‘Option Period’. The final sale may depend on either the property conditions meeting the buyer’s satisfaction, or buyer may negotiate repairs to be done by the seller or be given certain additional credits or agreements based on the results of the inspection.

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How To Buy A Home With A Low Credit Score   

 

Contrary to common "knowledge" you cannot qualify for a home mortgage unless you have a minimum credit score of 700. This is quite simply not true; however, it is true that the mortgage interest offered by lenders gets better the higher your credit score is above 700 with the best in the 800+ range. But we have good news - see our blog at What Credit Score is Needed To Buy A Home  and watch the following video for more information. Beware of scams - if you have questions please fill out the Contact Us at the bottom of this page. 

 

 

Advantages of Using A Realtor 

Once the buyer and seller’s brokers have organized the terms of the contract offer, buyers are permitted to have all the title and HOA documents and survey, examined. Your Realtor may then advise their clients to either accept the deal, reject the deal, or suggest altered terms.

Whether you’re a homebuyer looking for a new home or pre-owned, or an investor seeking bank and government foreclosures, apartment complexes or commercial buildings, Geni and her Team of experts have the resources for you to make a wise and profitable decision with your real estate purchases!

Based on our credentials alone, you can rest assured you will get the best representation from our group of experts. We look forward to working with you. Call us when you’re ready to start the search or have questions about the process.

See The Advantages Of Using A Realtor 

Here’s how we performed with three of our past clients--a sneak preview of our reviews.  Click the box below to see our 100+ Five Star Reviews. 

"I called to get information on a home in Frisco that Geni had for sale. To my surprise it was $1,789,000. But what was more surprising is that when I told Geni I was looking for a home around $80,000, her enthusiasm to help me did not change. She was willing to show me houses further out in an area she did not normally work, in a rain storm. I had shown interest in a home that had structural problems (and a bonus to the selling agent) but Geni was more interested and concerned about the future resale of my home. She suggested we take time to look at more homes. That's what I call "putting your customer first!" She is truly a Realtor that cares about her clients--rain or shine, no matter what price range!"

- Josh Anderson, Owner - Aqua Attitude Pool Service  *    *   *    *   *  

     

 "...you are an angel! You were very supportive and always there when I needed you. You're courteous, understanding and trustworthy, and you were always attentive to the details. I was very satisfied at the price you negotiated for me and will recommend you to anyone needing real estate assistance." 

 - Pam Cotter   *    *   *    *   *

  

 "We were very impressed with the level of customer service, speed and accuracy we encountered using Geni Manning as our Realtor. She listened to what we wanted and why, then within two days of starting our search, we made an offer, then signed a contract on the perfect home. She put us at ease and made our first time home buying a positive experience."

- Chris & Heather Carson/Mortgage Broker, Recruiting Executive   *    *   *    *   * 

 

 

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12 Insider Secrets 

You Need To Know Before You Buy

 

Buying a home can be a daunting task. As an Accredited Buyer's Representative, I show you how to find off market homes, win over other offers in a bidding war, explain the buying process, discuss home inspections and help you seal the deal with negotiation strategies. The more you understand and take advantage of the power you hold, the more successful you’ll be in securing the home of your dreams for a price that won’t give you nightmares.

 

 OTHER BUYER PAGES:

• Buy Before You Sell
• Senior Solutions
• Divorce
• Lease Buy-Out
• Seller Financing
• Lease Purchase
• Credit Solutions - Improve Your Credit Score

  

 See Library of Real Estate Books - Authored by Geni Manning

 

 

 

From Starter Homes To Luxury Homes, We Cover It All. 

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If you haven't spent a lifetime in Dallas, choose the Realtor who has.