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The Home Buying Process
Buying a home is a major endeavor and enjoying a successful real estate transaction requires knowledge and experience of your Realtor. One of the best ways to make the home buying process flow easier is to become better-acquainted with your options and clearly define your goals. Understanding the reasons you want to buy, and what you want to accomplish in your move, will go a long way towards shaping your plans and improving your results.
To assist you, we created a comprehensive home buying guide that walks you through each step in the buying process, with personalized guidelines and worksheets that will help us find a home well-suited to your needs.
Whether you’re buying your first home, or your tenth, we will treat each one with special care. We know how important this is to you, and we have the experts to make sure we find the perfect property for your unique circumstances.
It doesn’t matter if you’re looking for a $100,000 home or a million dollar one–we know the market and love real estate, and we’ll educate you throughout the buying experience. Location isn’t a problem either. Although we specialize in Plano, Frisco, McKinney, Allen, Prosper and North Dallas, we cover the entire Dallas/Ft.Worth metroplex. We will match you with the perfect experts that will partner with you and I all through the transaction–from the mortgage lender to the inspector, all the way to the closing table.
Geni Manning is involved in many aspects of the real estate business and is highly regarded by her peers and local builders. She understands the importance of making a sound investment and is thoroughly informed of the current market. Due to Geni’s vast experience as a Realtor, former builder and interior decorator, she is a trustworthy source of information for homebuyers.
MAKING AN OFFER
When buying a home, it’s important to think carefully about your offering price—but also your offering terms. Most purchase offers define both. And in some cases, terms and conditions can represent thousands of dollars in additional value for buyers—or additional costs.
Some buyers mistakenly believe there is a predetermined formula for offers—that offering prices should be X percent lower than the seller’s asking price or the amount they are really willing to pay. In practice, your offer price actually depends more upon the basic laws of supply and demand. If many buyers are competing for homes, then sellers will likely get full-price offers and sometimes even more. If demand is weak, then offers below the asking price may be in order.
LEGAL ISSUES OF BUYING A HOME IN TEXAS
Selling a home is a lengthy process that may involve navigating a number of local, state, and federal laws. Your Realtor is an expert who can guide you through all legal concerns that pertain to the transaction.
After the buyer has presented an acceptable offer, you have tasks to perform and options to protect your interests in the deal. In Texas, the three standard contingencies are:
Before the sale is considered final, the buyer must provide proof that they have secured a loan towards the purchase. This contingency allows the buyer to rescind their offer if financing does not materialize, and their earnest money refunded.
The buyer is allowed to procure a licensed home inspector at their own cost–This is done during the ‘Option Period’. The final sale may depend on either the property conditions meeting the buyer’s satisfaction, or buyer may negotiate repairs to be done by the seller, or be given certain additional credits or agreements based on the results of the inspection.
Title, Homeowners Association And Survey Contingencies
Once the buyer and seller’s brokers have organized the terms of the contract offer, buyers are permitted to have all the title and HOA documents and survey, examined. Your Realtor may then advise their clients to either accept the deal, reject the deal, or suggest altered terms.
Whether you’re a homebuyer looking for a new home or pre-owned, or an investor seeking bank and government foreclosures, apartment complexes or commercial buildings, Geni and her Team of experts have the resources for you to make a wise and profitable decision with your real estate purchases!
Based on our credentials alone, you can rest assure you will get the best representation from our group of experts. We look forward to working with you. Call us when you’re ready to start the search or have questions about the process.
Here’s how we performed with three of our past clients–a sneak preview of our reviews.
From Starter Homes To Luxury Homes, We Cover It All.