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Financing Your Home >Finicky Financiers

Buying an old house to fix up has an attraction for many people. If you can find a house with charm and character, a renovation may enable you to create just the living environment that you want. You should start with a good real estate agent to help you locate the right house and recommend lenders who make both acquisition and construction loans.

Financing a renovation is perhaps the most difficult part of the whole project, especially if the house needs extensive work. Few banks will make these loans to people who are not professional developers. You should prepare for your loan application by having a written proposal. It helps to have an engineer's report or architectural plans and to include estimates from contractors covering the costs and timetables for the work to be done. Your real estate agent can help you put together a market analysis of the neighborhood to show that you will not be over-improving the property compared with other homes in the area.

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Q	To what process do the terms closing, escrow, settlement and passing papers refer?
A	These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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The Geni Manning Team, REALTOR®, real estate agents and broker for Plano, Frisco and Allen Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Geni Manning Team, CRS, SFR, ASP, TAHS, GRI,
ABR, CNHS, Relocation Specialist
RE/MAX Four Corners
8930 Hwy. 121 Ste.525
McKinney, TX. 75070
(At Custer Road)
Office: 800-741-2483
Fax: 214-540-6625
Email: TopRealtor@GeniManning.com
Geni Manning, Realtor, CRS, SFR, ASP, TAHS, GRI, ABR, CNHS, Relocation Specialist— An accomplished Realtor with a proven track record since 1982, Geni has been recognized as a leader in the real estate industry. Years as Company Top Producer and award winner, she consistently displays her service-oriented attitude! Due to her vast experience as a Realtor, former builder and interior decorator, Geni is a trustworthy source of information for both buyers and sellers. License # 0315939

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