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First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Q	What is encroachment, and how might it affect a property owner?
A	Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
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The Geni Manning Team, REALTORŽ, real estate agents and broker for Plano, Frisco and Allen Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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Geni Manning, Realtor, CRS, SFR, ASP, TAHS, GRI, ABR, CNHS, Relocation Specialist An accomplished Realtor with a proven track record since 1982, Geni has been recognized as a leader in the real estate industry. Years as Company Top Producer and award winner, she consistently displays her service-oriented attitude! Due to her vast experience as a Realtor, former builder and interior decorator, Geni is a trustworthy source of information for both buyers and sellers. License # 0315939

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