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Thinking About Selling Your Home Yourself?: Plano, Frisco and Allen Texas home buying, real estate listings, and homes for sale in Dallas County, TX

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Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Q	What unique contribution did the town of Flushing, New York make to the American home?
A	The flush toilet was invented in Flushing.
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The Geni Manning Team, REALTORÂŽ, real estate agents and broker for Plano, Frisco and Allen Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Geni Manning Team, CRS, SFR, ASP, TAHS, GRI,
ABR, CNHS, Relocation Specialist
RE/MAX Four Corners
8930 Hwy. 121 Ste.525
McKinney, TX. 75070
(At Custer Road)
Office: 800-741-2483
Fax: 214-540-6625
Email: TopRealtor@GeniManning.com
Geni Manning, Realtor, CRS, SFR, ASP, TAHS, GRI, ABR, CNHS, Relocation Specialist An accomplished Realtor with a proven track record since 1982, Geni has been recognized as a leader in the real estate industry. Years as Company Top Producer and award winner, she consistently displays her service-oriented attitude! Due to her vast experience as a Realtor, former builder and interior decorator, Geni is a trustworthy source of information for both buyers and sellers. License # 0315939

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